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Greenway Equity Mortgage - enhance retirement
Greenway Equity Mortgage - Enhance retirement

Access home equity to boost retirement income

Meet John & Liz
John & Liz would like to retire so that they can spend more time with their grandchildren, but they are concerned they won’t be able to maintain their current standard of living when they stop working.

Their financial situation
They own their $1,000,000 home outright and have substantial assets including some super.  They would like to retire with a reasonable income, say around $40,000 each year, indexed to inflation.

Flexibility & choice
Based on their current superannuation savings, John & Liz could receive their target income. But they would be drawing down significant amounts which would quickly deplete their superannuation fund. After only a few years they may be forced to rely on the Age Pension for income.

Greenway Equity Mortgage - no monthly repayments
Use home equity to generate a higher, more sustainable retirement income
With a GEM Equity Loan, they can access their home equity and contribute this into super. This boost means they are more likely to reach their target income throughout their retirement years.

When they sell their home in the future, they will repay the original amount borrowed, plus a share of any increase in the value of their property. If there is no increase, they will simply repay the amount borrowed.

For more information please complete our online enquiry form or call us on 136 GEM (that's 136 436).


This case study is an example of how a GEM Equity Loan could be used. It is hypothetical and not based on real people. It is provided as general information and does not take into account your personal circumstances. It is intended as a summary of the Greenway Equity Mortgage (GEM) Equity Loan product proposed by Greenway Capital Limited ACN 110 870 061. No actual mortgage product is being offered by Greenway at this time.


 Downloads & links

PDF document Greenway Equity Mortgage flyer 
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© 2007 Greenway Capital Limited ABN 88 110 870 061. Greenway Capital Nominees Ltd ABN 47 111 975 181, Australian Financial Services Licence Number 285498. Greenway Capital Nominees Limited is a wholly owned subsidiary of Greenway Capital Limited.